Who you'll work with · Puerto Rico
You saved for
a lifetime. Now
protect it.
Free guides and a 2-minute assessment covering TSP, FERS, FEGLI, 401(k), IRA, and the money sitting in your CDs. Education first. You decide after.
Free guide · PDF
The 2026 Federal Retirement Guide
TSP, FERS, FEGLI, and military service credit explained without the jargon.
Start with yours
What's on your mind?
Pick the question closest to your situation. We'll take you to the guide that answers it.
01
What do I do with my TSP when I retire?
The options you have, the deadlines that matter, and the mistakes that cost money.
02
Should I keep my money in a CD?
What you're actually earning and what alternatives exist without extra risk.
03
How do I turn savings into income?
Going from an account balance to a monthly check that doesn't run out.
04
What happens to my 401(k) if I leave my job?
Rollover, withdraw, or leave it — and the consequences of each choice.
05
What will FEGLI cost me at retirement?
The real cost after you retire and what options you have to reduce it.
06
I have $100,000 or more — what now?
Protect the principal, create income, and don't lose years of saving in one drop.
Free resources
Four guides. Pick yours.
Each written for one specific situation. No cost, no obligation, and nobody calls you to sell.
Free resources
The 2026 Federal Retirement Guide
TSP, FERS, FEGLI, and military service credit explained without the jargon.
Near retirement
10 questions before you retire
The checklist you should work through before you set your date.
Money in the bank
CDs vs. safe alternatives
A side-by-side look at what your money earns today and what it could earn.
$100,000 or more
From savings to monthly income
How to turn an account balance into income that lasts a lifetime.
Free assessment · 2 minutes
Are you ready to retire?
Four questions. At the end you get a personalized summary of where you stand and what to look at first.
Our services
What we do for you
Retirement and protection solutions, explained in full before you decide anything.
01
Fixed and indexed annuities
Structures built to protect principal and participate in growth within clear limits.
02
Retirement income strategies
Turning what you saved into monthly income that doesn't ride on the market's mood.
03
TSP and federal benefits planning
What to do with your TSP at retirement, how FERS works, and what to expect from FEGLI.
04
IRAs and rollovers
Moving your 401(k) or TSP the right way, without mistakes that cost you.
05
Life insurance
Protection for your family and planning tools for what you leave behind.
06
CD and bank account alternatives
Options for money that's safe today but earning below its potential.
07
Principal protection
Strategies so one market drop doesn't erase years of saving.
08
FEGLI review and post-retirement costs
What it will actually cost you after you retire, and what your options are.
How it works
Three steps. No cost.
01
Download a guide or take the assessment
Takes two minutes and arrives in your inbox instantly.
02
We talk for 15 minutes
By phone, WhatsApp, or video. We listen first.
03
You get your options in writing
A clear summary of what you can do. You decide, at your own pace.
Who you'll work with
Michael González
A financial services professional specializing in retirement planning and federal employee benefits, with more than ten years of experience in the industry.
The work starts with education, not a product. Most people arrive with one specific question about their TSP, their 401(k), or the money sitting in their bank — and they deserve a clear answer before anyone proposes anything.
- 10+ years in the industry
- MDRT member — Million Dollar Round Table
- Authorized representative with the Puerto Rico Insurance Commissioner
- Focused on TSP, FERS, FEGLI, and federal retirement
Testimonials
What our clients say
“I finally understood which parts of my retirement plan needed attention.”
The process was clear, educational, and never overwhelming. I left feeling more confident about the questions I should be asking.
María Rodríguez
San Juan, Puerto Rico
‘The assessment helped me see beyond my savings balance.”
It connected important topics like income, benefits, insurance, and long-term priorities in a way that was easy to understand.
Carlos Rivera
Carolina, Puerto Rico
‘I appreciated the education-first approach.”
There was no pressure—just personalized guidance that helped me better understand my options and prepare for the decisions ahead.
Ana Morales
Ponce, Puerto Rico
Federal Retirement Guidance Summit
One full day of clear, unhurried education on FERS, CSRS, TSP and Social Security built for federal families in Puerto Rico and beyond. Free to attend. Nothing sold from the stage.
EVENT 1
Date
24th Oct 2026
Time
9:00 AM - 2:30 PM
Venue
TRYP by Wyndham
Location
4820 Isla Verde. Ave Carolina, 00979
Date
25th Oct 2026
Time
9:00 AM - 2:30 PM
Venue
Hilton Ponce Golf & Casino Resort
Location
1150 Av. Caribe, Ponce, 00716, Puerto Rico
EVENT 2
Let's talk whenever suits you
A short conversation to understand your situation. It isn't a sales presentation and you don't have to decide anything that day.
Let's talk whenever suits you
Same-day reply
Monday to Friday, 9:00 am – 6:00 pm
We reply within 24 hours
